Home Insurance Melbourne Fl

Home Insurance Melbourne Fl

Home ownership is one of the largest investments most people will make in life.  Protecting this investment with the right level of insurance is an important part responsible homeownership. When you search for “home insurance Melbourne Fl” there are endless options so how do you pick?

Work with a Human, not a Form

Many Floridians know the importance of homeowners insurance but many don’t understand the specifics.  Knowing what  you are covered for will save you money and hassle in the future.  Trying to understand what specific policies cover can be tricky to understand if you are not familiar with the terms.  When you work with a local agency they should take the time to explain exactly what you are purchasing.  Filling out a form online for a cheap price is never a good idea.

What Does Home Insurance Cover

Most home insurance policies cover five basic occurrences:

  • Fire
  • Sudden and Accidental Flooding
  • Vandalism
  • Objects Falling from the Sky
  • Theft

When you sit down with us at BCA we make sure you know what you’re covered for because we really care about our clients.  We will walk through possible seniors for you an determine the appropriate levels of coverage.  Because there are often misconceptions about coverage we make sure you are you are clear before we finalize your policy.

Home Insurance Melbourne Fl

How Much is Home Owners Insurance

This is the million dollar question everyone wants to know.  Prices vary greatly based on your home’s location.  Due mainly to increased risk, premiums are generally higher in Florida.  Although in parts of the country you may see prices around $600-$700 a month, in Florida you can expect to pay in excess of $1800 according to the Insurance Information Institute.

There are ways to save on your premiums.  At BCA we always ensure you are getting the best deals from all of the amazing providers we work with because we care.  Often times home features can reduce costs, or you can save by bundling different types on ensure, like home and auto, together.

Call BCA Insurance – The Agency that Listens

We are always here to answer your questions and find the best coverage for you.  Contact us today and make sure to check out our Facebook Page as well!



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